Checking Accounts

Find a checking solution that fits your needs. No monthly maintenance fees, No minimum balance requirements, Federally insured by the NCUA up to $250,000

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Find a checking solution that fits your needs.

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Credit Cards

Get a limitless 2% CASH BACK on all purchases, every single day, no matter where you shop. Plus, snag a $200 cash bonus (equivalent to 20,000 points) when you spend $1,000 within your first 3 billing cycles.

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Savings

Introducing the Usoceanic Saver Account, featuring a competitive 4.1% AER interest rate. From money-saving tips to seamless online Savings Account applications, we offer guidance on maximizing your funds.

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Checking

Find a checking solution that fits your needs. No monthly maintenance fees, No minimum balance requirements, Federally insured by the NCUA up to $250,000. The perfect checking account for your everyday needs.

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Feel good about your financial journey.

The perfect checking account for your everyday needs. Get paid up to two days early with direct deposit1, get refunds on non-USOCEANIC ATM fees, and keep an eye on your finances with free monthly credit scores.Keep an eye on your finances with free credit score monitoring – delivered directly to your digital banking dashboard each month.

MyLife Checking is the go-to account for your everyday needs.

No matter where you begin, USOCEANIC is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.